Does Insurance Cover Cosmetic Dental Procedures?
Insurance often excludes cosmetic procedures, but there are ways to get coverage if there are functional issues too. Find out how insurance might help with cosmetic treatments in the following video.
Typically, dental insurance doesn’t cover cosmetic procedures because they are considered elective. Most of our contracts with insurance companies specifically exclude cosmetic dentistry. However, there are creative ways to get some level of coverage. For example, if you have a tooth that isn’t as attractive as you’d like but also has a crack or cavity, insurance may cover part of the treatment since it addresses a functional issue.
Just because a procedure is cosmetic doesn’t mean it’s unnecessary. Sometimes, a tooth or a smile has both functional and cosmetic concerns, and while we focus on restoring function and health, we can also enhance the cosmetic appearance. You might be surprised at how often insurance can help cover cosmetic restorations and procedures. The best way to find out is to come in for a consultation and let us assess your specific situation.